News Feed

Date: 05/08/2012 - 20:05
In September 2010, the Minnesota Department of Commerce (“DOC”), after consulting with representatives from the title insurance industry and HUD, issued a press release (see FAQ number 1) to the...
Date: 04/23/2012 - 17:30
This weekend (April 28th and 29th), the National Association of Realtors ("NAR") is holding a “Realtor Nationwide Open House Weekend,” a farce by all accounts especially their own.  We were just...
Date: 04/05/2012 - 15:27
We approached three real estate trade associations and asked if they would support our movement to fix a mortgage fraud law called RESPA (Real Estate Settlement and Procedures Act).  All three...

The 63 Million Dollar Commerce Department Oops

In September 2010, the Minnesota Department of Commerce (“DOC”), after consulting with representatives from the title insurance industry and HUD, issued a press release (see FAQ number 1) to the entire real estate industry instructing them to start disclosing seller paid closing fees as buyer’s fees.

For Buyers

Tools and tips for home buyers.

Home Buyer Tips - how to buy a house.  One of our most popular features.

For Sellers

Consumer tools for sellers.

1.     Consumer Friendly Listing Contract. Use this as a guide to negotiating your own contract or directly with your Realtor. However, some states may have certain required disclosures and terms and in that case consider using this as an addendum to the contract that your Realtor provides to you.

Our Mission

It is our mission to ensure that each person who wants to realize the dream of owning a home can do so in an environment that puts their best interest first and provides information for them to help them make the right decisions.

CAARE, is a nonprofit (501(c)(3) charity dedicated to providing consumer resources and advocacy for fair and equitable real estate practices in the United States.

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